Thursday 10 August 2017

Best Ways To Lose Weight

Crash Dieting Is Not Option.

BEST WAYS TO FIGHT BEING OVERWEIGHT:

Everyone dreads these – being overweight and belly fat.
It happens to everyone irrespective sex or age. It can, also be a problem for children and teens too.
It’s a universal issue.
It is a very common occurrence, affecting more than 10 million people every year.
Rushing off to crash diet to lose weight is not the best option, instead it may lead to low energy levels, and poor health. These can dramatically impair your ability to fight off disease, infection, perform work or even conduct your affairs safely.

Before we consider on how best to lose weight, we have to understand why do gain weight in the first place, even though we seem to be eating well. 

A SMALL RECAP OF WHAT DO THESE TERMS MEAN?
  • NUTRITION: Good nutrition can help prevent disease and promote health and helps your body to create new cells, clean toxins, and to just function every day. There are six categories of nutrients that the body needs to acquire from food: protein, carbohydrates, fat, fibers, vitamins and minerals, and water.
  • CALORIES: calories are unit of measurement of energy produced by the food that you consume every day and used by the human body to maintain daily health and life. Calories are associated with energy that is contained in protein, carbohydrates and fat. Calorie requirement depends on your age, height, weight, activity and metabolic rate. A normal human needs between 1500 – 1800 calories per day to maintain a healthy life.
  •  METABOLISM: Metabolism is the process by which your body converts what you eat and drink into energy which your body needs to function. 


HOW DO WE PUT ON WEIGHT?
The simple and main reason is we are not burning off enough energy (calories) and let it accumulate in our body and these excess calories are converted into fat and bingo you start putting on weight.

HOW DO WE GAIN THOSE EXTRA CALORIES? The main culprit being –
Our un-healthy lifestyle and poor eating habits. Psychological factors like boredom, stress, sadness or anger which triggers excessive eating or binge eating. Having too little sleep, which affects the hormones that increases over eating. Sedentary lifestyle, with too little exercise or no exercise at all, who burn fewer calories than the required.

WHAT ARE THE BEST WAYS TO FIGHT OFF WEIGHT GAIN?
1. Eat a high-protein breakfast. ... Proper diet plans – eat more nutritious food containing more proteins, calcium, carbohydrates, and dietary fibres. Avoid foods with lots calories.
2. Eating habitseat 5 to 6 small meals instead of 2 OR 3. Consider eating 5-6 small meals a day instead of having 2 – 3 meals.
3. Avoid junk foods. Minimize the use of processed foods rich in salt, sugar and fats.
4. Physical activity – take to simple exercise like walking, cycling etc. It helps you burn calories.
5. Eat plenty of Green leafy vegetables. Dark leafy greens like spinach are important for skin and hair, bone health, and provide protein, iron, vitamins and minerals.
7. Eat a balanced diet: A balanced diet is one which provides all the nutrients in required amounts and proper proportions. Include Cereals, millets and pulses / Vegetables and fruits / Milk and milk products, egg, meat and fish / Oils & fats and nuts & oilseeds
8. Eat Protein rich food: Protein helps increase satiety, which is beneficial for weight loss.
9. Last but not the least learn to avoid stress. Stress leads to binge eating and lets you gain weight.

A balanced diet should provide around 50-60% of total calories from carbohydrates, preferably from complex carbohydrates, about 10-15% from proteins and 20-30% from both visible and invisible fat.

Saturday 5 August 2017

Cost-saving, to whose benefits?

When the govt says the family of 4 earning 4800 – 5000 a month are below poverty line (this itself is big joke), the Govt. has gone ahead and decided to scrap the public distribution system.


According to critics, the government has deliberately kept poverty line low. A low poverty line has enabled the government to show that millions have moved out of poverty. 

Once elected to power, still the next election comes in, the commoners have to bear with all their decisions and carry the burden.

The next victim:

In their enthusiasm to link Aadhar Card to all and sundry and to go cashless, haphazard systems are rolled out, with huge burden on the banking and government administration which are not given time to prepare.

Now the next victim is the Public Distribution System and the Govt’s decision to link all the beneficiaries to their Aadhar Card. 

Yes, the government will save significant money if the PDS is moved to cash transfers. The cost of procurement, storage, transportation and distribution currently incurred would have been done away with in one swift move.

But, the Independent evaluations suggest the amount transferred was insufficient to buy the grain individuals are entitled to (5 kg per person) from the open market, which meant that consumption of grains was either reduced or funds for other expenses were being moved to food.

The success or the failure depends on the implementing agencies and can it be guaranteed that only the needy will benefit from this move? Will there be no irregularities in the distribution to the beneficiaries?

A choice should be given to all users of the PDS, to see if they want to participate in the experiment and the option to opt-out should be given, whether they prefer the older system. It should be their preference whether they want to move to the new system or remain with the older system.

The Next In Line Are:

The systems which are going to be linked is your mobile numbers, unless you link your Aadhar card to your number, one fine morning you will find your number blocked.

The second is for getting a death certificate, unless you had a Aadhar card, your family might not able to get a death certificate. It is another mindless move. There should have been cut off like people born before certain years should have been exempted.

Going cashless and paperless is a good move but should be done in a systematic way and gradually. You cannot achieve anything overnight. 

Thursday 3 August 2017

One Of Your Greatest Assets: Your Identity!

One Of Your Greatest Assets: Your Identity!

Have You Got Your Back Covered?



The 2017 Identity Fraud Study, found that $16 billion was stolen from 15.4 million U.S. consumers in 2016, compared with $15.3 billion and 13.1 million victims a year earlier.


Nearly 36.6 million data records were compromised in India last year, a 14 per cent rise as compared to 2015.

What is Identity Theft?

Identity theft is the deliberate use of someone else's identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person's name, and perhaps to the other person's disadvantage or loss. Thieves try to find such information as full name, maiden name, address, date of birth, social security number, passwords, phone number, e-mail, and credit card numbers & use them to obtain illegal financial gains.  

BELOW ARE SOME OF THE MOST COMMON TYPES ACCORDING TO IDENTITY THEFT STATISTICS.
  • Social Security Identity Theft.
  • Financial Identity Theft.
  • Driver's License Identity Theft.
  • Criminal Identity Theft.
  • Medical Identity Theft.
  • Insurance Identity Theft.
  • Synthetic Identity Theft.
  • Tax Identity Theft.

HOW DO THEY DO IT?
  1. Stealing personal information from computers using breaches in browser security or malware such as Trojan horse keystroke logging programs or other forms of spyware
  2. Hacking computer networks, systems and databases to obtain personal data, often in large quantities.
  3. Exploiting breaches that result in the publication or more limited disclosure of personal information such as names, addresses, Social Security number or credit card numbers.


HOW DO YOU PROTECT YOURSELF?
Consider these tips to help keep your personal information safe and secure and protect you from identity theft:

Create Strong Passwords and Update them frequently. ...
Be Aware of What You Share. ...
Keep Sensitive Personal and Financial Documents Secure. ...
Protect Your Mobile Device. ...
Check Your Credit Report.

WHAT IS THE MOST COMMON TYPES OF IDENTITY THEFT?

1. Synthetic identity theft:
A variation of identity theft which has recently become more common is synthetic identity theft, in which identities are completely or partially fabricated. Synthetic identity theft is more difficult to track as it doesn't show on either person's credit report directly.

2. Financial identity theft:
The most common type is financial identity theft, where someone wants to gain economic benefits in someone else's name. This includes getting credits, loans, goods and services, claiming to be someone else.


HOW ELSE CAN YOU PROTCT YOURSELF?

1.ProtectMyID, an online identity theft protection service, a trusted credit-reporting company, though is not cheap though, as it costs $16 per month for regular monitoring.


2. LifeLock Ultimate Plus is the most comprehensive identity theft protection plan you can choose. This is a sweet $30 a month,


3. PrivacyMaxx Family Identity Theft Protection Plan for ONE, TWO, or THREE FULL YEARS of coverage for their entire family, (Coverage for you and your immediate family (spouse or domestic partner) children at the same address up to age 25), including a Proactive Monitoring System that will alert you to potential issues before an ID theft occurs, a fully-managed Family Identity Recovery and 12-month post-monitoring service, and a "generous $25,000 Service Guarantee"...all for a one-time payment as low as $69!

Hope you got yourself covered. OR isn't it time to go safe? 


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